How to Enhance Your Credit

Two more podcasts for you, sharing with you how to Enhance Your Credit...

Pretty good stuff, even if its all legal and basic!

Podcast by Karridine: Enhancing Your Credit - 3

Podcast by Karridine: Enhancing Your Credit - 4

Tracks from the Stax

Some classic podcasts are being dusted off and placed at my friend's blog, "Hot Data" and the info is still good!

Check out Hot-Data, and pick up some of the other freebies reviewed there.

Here are two free marketing podcasts from Karridine, speaking about "Interest Free Loans" when he was working with the blog, Cash-n-Karridine. Here, you get Interest-Free Loans !


Interest-Free Loans, One

Interest-Free Loans, Two

'David' Knox VS 'Goliath' Bailout

Republished in full, from our email Inbox this morning. (All emphasis added, formatting for clarity only)

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Abridged letter from Troy Clarke, President of General Motors - followed by a response from our son, Gregory Knox:


Dear Employee,

Next week, Congress and the current Administration will determine whether to provide immediate support to the domestic auto industry to help it through one of the most difficult economic times in our nation's history. Your elected officials must hear from all of us now on why this support is critical to our continuing the progress we began prior to the global financial crisis...................

As an employee, you have a lot at stake and continue to be one of our most effective and passionate voices. I know GM can count on you to have your voice heard.

Thank you for your urgent action and ongoing support.

Troy Clarke President General Motors North America


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From Gregory Knox,

In response to your request to call legislators and ask for a bailout for the United States automakers please consider the following, and please also pass this onto Troy Clark, the president of General Motors North America for me.

You are both infected with the same entitlement mentality that has bred like cancerous germs in UAW halls for the last countless decades, and whose plague is now sweeping the nation, awaiting our new "messiah" to wave his magical wand and make all our problems go away, while at the same time allowing our once great nation to keep "living the dream".

The dream is over!

The dream that we can ignore the consumer for years while management myopically focuses on its personal rewards packages, at the same time that our factories have been filled with the worlds most overpaid, arrogant, ignorant and laziest entitlement minded "laborers", without paying the price for these atrocities and dreaming that still the masses will line up to buy our products

Don't tell me I'm wrong. Don't accuse me of not knowing of what I speak. I have called on Ford, GM, Chrysler, TRW, Delphi, Kelsey Hayes, American Axle and countless other automotive OEM's and Tier ones for 3 decades now throughout the Midwest and what I've seen over the years in these union shops can only be described as disgusting.

Mr Clark, the president of General Motors, states:

"There is widespread sentiment in this country, in our government, and especially in the media that the current crisis is completely the result of bad management. It is not."

You're right - it's not JUST management. How about the electricians who walk around the plants like lords in feudal times, making people wait on them for countless hours while they drag ass so they can come in on the weekend and make double and triple time for a job they easily could have done within their normal 40-hour week?

How about the line workers who threaten newbies with all kinds of scare tactics for putting out too many parts on a shift and for being too productive (mustn't expose the lazy bums who have been getting overpaid for decades for their horrific underproduction, must we)? Do you really not know about this stuff?

How about this great sentiment abridged from Mr. Clarke's sad plea:

"Over the last few years, we have closed the quality and efficiency gaps with our competitors."

What the hell has Detroit been doing for the last 40 years?!?

Did we really JUST wake up to the gaps in quality and efficiency between us and them?

The K car vs. the Accord?

The Pinto vs. the Civic?

Do I need to go on?

We are living through the inevitable outcome of the actions of the United States auto industry for decades.

Time to pay for your sins, Detroit ...

I attended an economic summit last week where a brilliant economist, Alan Beaulieu surprised the crowd when he said he would not have given the banks a penny of "bailout money". Yes, he said, this would cause short term problems, but despite what people like George Bush and Troy Clark would have us believe, the sun would in fact rise the next day. And something else would happen. Where there had been greedy and sloppy banks new efficient ones would pop up. That is how a free market system works. It does work . . . .if we would let it work.
But for some reason we are now deciding that the rest of the world is right and that capitalism doesn't work - that we need the government to step in and "save us". Save us? Hell, we're nationalizing. And unfortunately, too many of this once fine nation's citizens don't even have a clue that this is what's really happening. But they sure can tell you the stats on their favorite sports teams. Yeah - THAT'S important.

Does it occur to ANYONE that the "competition" has been producing vehicles, EXTREMELY PROFITABLY, for decades now in this country?....

How can that be???

Let's see:

* Fuel efficient

* Listening to customers

* Investing in the proper tooling and automation for the long haul

* Not being too complacent or arrogant to listen to Dr W Edwards Deming four decades ago

* Ever-increasing productivity through quality, learning and six-sigma plans

* Treating vendors like strategic partners, rather than like "the enemy"

* Efficient front and back offices

* Non-union environment.

Again, I could go on and on but I really wouldn't be telling anyone anything they really don't already know in their hearts. I have six children, so I am not unfamiliar with the concept of wanting someone to bail you out of a mess that you have gotten yourself into - my children do this on a weekly, if not daily basis, as I did at their age. I do for them what my parents did for me (one of their greatest gifts, by the way) - I make them stand on their own two feet and accept the consequences of their actions and work them through. Radical concept, huh.

Am I there for them in the wings? Of course - but only until such time as they can be fully on their own as adults. I don't want to oversimplify a complex situation, but there certainly are unmistakable parallels here between the proper role of parenting and government.

Detroit and the United States need to pay for their sins. Bad news people - it's coming whether we like it or not

The newly elected Messiah really doesn't have a magic wand big enough to "make it all go away". I laughed as I heard Obama "reeling it back in" almost immediately after the vote count was tallied. "We might not do it in a year.or in four." Where was that kind of talk when he was RUNNING for the office.

Stop trying to put off the inevitable. That house in Florida isn't worth $750,000.

People who jump across a border really don't deserve free health care and welfare benefits.

That job driving a forklift for the big 3 really isn't worth $85,000 a year.

We really shouldn't allow Wal-Mart to stock their shelves with products acquired from a country that unfairly manipulates their currency and has the most atrocious human rights infractions on the face of the globe.

That couple whose combined annual income is less than $50,000 really shouldn't be living in that $485,000 home.

Let the market correct itself people - it will. Yes it will be painful, but it's gonna be painful either way. And the bright side of my proposal is that on the other side of the pain is a nation that appreciates what it has, doesn't live beyond its means, gets back to basics, and redevelops the work ethic that made it the greatest nation in the history of the world, and probably turns back to God.

Sorry - don't cut my head off. I'm just the messenger sharing with you the "bad news".


Gregory J Knox
President
Knox Machinery, Inc.
Franklin, Ohio 45005

Go get 'em, Greg!

The Last Christmas for Hannah Faith

http://www.daybydaycartoon.com/2008/12/20/

There's the link to Chris Muir's "Day by Day", and to the explanation about Hannah's brain-devouring disease and how YOU can help Hannah feel some joy these last few days of her life!

Click it NOW!

Victory in Iraq! Celebrate Nov 22

Join me in celebrating America's victory over al-Qaeda! Join in celebrating Iraq's victory over terrorism and terrorists!

Join in the celebration of Victory in Iraq Day! November 22!

Details behind these headlines can be found at http://www.Zombietime.com

and a short, upbeat MP3 can be Right-clicked and Saved as... so you can share with others!

We, the People, declare November 22 "Victory in Iraq Day!"

Iran Considers Murdering Nobel Prize-Winner!

An Asia News report indicates that Iran is considering murdering Nobel Prize winner Shirin Ebadi.

Because she believes Jesus IS the Christ, come in Sonship and Divinity; and believes Christ has returned in the Glory of God!

Iran can't have any of THAT nonsense! The Qaim has come? The al-Mahdi has come in the Glory of God? And He forbids the power-hungry, racist elitism so favored by Muslim clerics?

Oh, no! We'll have none of THAT in Iran!

Defending Obama

I have a friend, executive type, VERY capable, and she's a native Kenyan, now back living in Nairobi sparkplugging an air-charter company for cargo and clients. She's very enthusiastic about Obama, and her enthusiasm was catching, so I set out to argue Obama's case, promote him, speak well of him, and started a list of good things about Obama.

First of all, there's the abundance of Dark Cloud Dispersion that follows Obama everywhere, and the leveling of seas and the cooling of the polar ice-caps when he needs it. Or their warming, as need be. Obama's rainbows make it easy for me to practice the Om Mane Padme Hum of Obama-Life and chant quietly, "See, Say Pwethay!"

Above that, there is the rational feminine pulchritude and the response of women at Obama's rallies and speeches, who logically insist that their hearts go pitty-pat and their thighs tingle. Its a level-headed, passionate and unrehearsed reaction to Obama's Plans for Hopeful Change. Hopeful women hear his plans and then realize they must change, their knickers and all, twisted or knot!

Better than that is Obama's effect on the sharp, hard-boiled reporters of our nations media. They grin and blush and ask Obama questions that Obama can answer without taking his eyes from the teleprompter! This is amazing! These brave, level-headed men and women KNOW HOW TO ASK the tough questions Americans need to make an informed decision, and by golly, those journalists and reporters KNOW the questions that need asking! And if they ask, Obama shifts gears and reminds them that 'we can CHANGE!' The reporters KNOW to avoid asking questions that might reflect poorly on Obama's principles, his vision or his cognitive ability. We must be Perfectly Clear, hey?

Further up the list is Obama's outreach to America in words such as 'never', 'the worst' and 'the most'... He has a knack for verbal spin, each little phrase a gyroscope toddling along a thread of not-really-Marxist better-than-Marxist social justice, which Obama and Michelle will impose on us for our own good, all ten years of his presidency. Or nine, whatever, but I never need to doubt that Obama is the one to 'fix' these 'worst' problems, Obama is the one Hillary's waiting for in Denver.

Just below middle on this list of attributes and characteristics that make Obama a force to be reckoned with is his ability to spend 20 years in a racist, 'black' theology church with an obviously hateful, bitter white man pretending to be black while he shouts 'God DAMN America!' and yet Obama WAS NOT INFLUENCED even a little bit. Honest. And Obama's life-long, unreconstructed bomb-using anti-American friends? Wow, what a guy! He supports ACORN without being a nut!

Just above middle in my list of things I'm trying to support in Obama is Michelle, his wife. Golly, she is a real piece of stuff, isn't she?

“Barack Obama will require you to work. He is going to demand that you shed your cynicism. That you put down your divisions. That you come out of your isolation, that you move out of your comfort zones. That you push yourselves to be better. And that you engage. Barack will never allow you to go back to your lives as usual, uninvolved, uninformed.”

I mean, there it is, right? Michelle has figured it all out, seen that all of us are 'uninformed, uninvolved'; she saw right through 280 million American adults' hypocritical denial and phony productivity and self-reliant personal responsibility and she's going to be sure Obama DEMANDS and REQUIRES us to get with his program! Or else!

A few positions from the GREATEST THING about Obama on my list, is Obama's assurance and virtual assumption of the American presidency already! Holy mackerel, Obama is practicing positive imaging, and he uses that fake 'presidential seal' and Obama's dismissive non-pledge of allegiance and revisionist change of American protocol even BEFORE being elected, that lets him NOT place his hand on his heart and NOT recite the Pledge, because 'everyone KNOWS' Obama is a good citizen, and can change America hopefully, even when lesser creatures sneer that 'Change and Hope is NOT a plan!'

Near the top of this list is Obama's removal of the American flag, Old Glory, from the tail of his campaign airplane! Hey, that is DECISIVE, and classy! Better than Old Glory is the Big Red O, now on the tail. Let the 'Story of O' begin! Obama is bigger and MUCH MORE IMPORTANT than America, can't you SEE?

Just below the number one position on this list of Obama's good points is his refusal to waste time visiting American troops in Germany. That is just, well, words fail me when I try to find descriptions of how much this should rock America's complacency! Obama didn't want to frustrate or upset those wounded troops by telling them of his "End the War in Iraq No Matter What!" plan to withdraw troops on a timetable known to all the world. Obama knows that some of those small-minded losers who enlisted because they had no other options would probably have knee-jerk reactions against such a bold appeasement, so he decisively avoided the whole problem. Obama will continue in this strong, bold manner in his role as Commander-in-Chief-Executive.

And the number one positive attribute is Obama's ability to speak the foreign language of the Muslims, taqqiyeh, the forked-tongue language noted by Native Americans as 'politician-speak'. Other politicians speak evasively on things like national security, top secrets and critical national defense, but Obama has the demonstrated ability to lie convincingly about, well, nearly everything.

These are Obama's good points. I'm studying ways to let everyone I know hear of these. America should KNOW before making that November Decision, eh?